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Worker’s Compensation is an insurance policy kept by an employer to protect himself against lawsuits that could be filed by an employee who becomes injured while working for him at his job site, factory, warehouse, store or handling any of his equipment which includes vehicles while on the job. Worker’s compensation is mandatory for many businesses and is used to pay workers who become injured while working.
When an employee gets injured while working, he gets worker’s compensation through his employer. Worker’s compensation pays him a wage comparable to the wage lost while working. If an employee gets in a car accident while on his way to work, he does not qualify for worker’s compensation insurance. The employee hurt in car accidents needs to address his case with his car insurance or with the car insurance of the party that hurt him. There could be an exception to this situation.
If the employee is using a new or used car in Houston on company business and gets hurt, he can file and get worker’s compensation. If the employee is using his own car on company business and is getting paid to handle company business when he gets hurt in a car accident, he can file for worker’s compensation.
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